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types of health insurance are there in Turkey

What types of health insurance are there in Turkey?

Last Updated: 2023-07-27
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Health insurance in Turkey

Turkey is one of the many countries that grant health insurance to the expatriate citizen on its territory and to the tourist as well. But the issue is different if the citizen is a Turkish citizen than if a foreign visitor is present for a certain period and after that he will leave. Health insurance has several different types, each of which has conditions and laws given to individuals according to their distribution as categories that you will know about through the Marsat Real Estate website. 

You will read in this article: 
- Types of health insurance in Turkey: 
- Social Security Insurance 
- Bagkor 
- General health insurance 
- Green Card Insurance 


What are the advantages of Turkish health insurance? 

Types of health insurance in Turkey
First: Social Security Insurance: 
It is social and healthy at the same time, meaning that it guarantees the pension salary for those who have reached the retirement age, and this salary is good and guarantees him a decent living until his death without resorting to anyone, or if he has served his entire years of work without any decrease. In this case, the pension salary falls under Social Security. Whoever holds this insurance in his hand will have obtained with him all the health services provided to him by the state, whether the health services are provided by government institutions or by the private sector. But if you chose, as a patient, the private sector, you will pay a small amount of money, which is a small part of the treatment that will be provided to you. This insurance needs us to pay it a monthly payment in order for it to stay with us to maintain our health.

Secondly: Bagkor: 
It is a unique insurance with all its characteristics and what it offers to its holder. The so-called Bagkor insurance is only found in Turkey and is not found in other countries of the world. The state has allocated it for a specific category of people, namely the category of the unemployed or those who were unable to find a suitable opportunity to work. Its system operates in a different way from other types of insurance, where the contributor pays a sum of money on a monthly basis that the state has determined in advance, and the money continues to be paid to him for a period of no less than fifteen years and perhaps more than that as well. After the expiry of this period, he receives a pension for life to help him in his living. If the person affiliated with this type of insurance is sick, he will get a free medical examination and will only have to pay a small part of the treatment costs, the value of which does not exceed twenty percent of the costs of treatment as a whole.

Third: public health insurance: 
Most of the beneficiaries of this insurance are children who are still under the legal age and those who have not finished their studies yet. And the expatriate who has an official residence permit in Turkey for his stay in the country obtains it on a condition that the Turkish government had set in order to guarantee the right of its expatriate people on the land of other countries, which is that its Turkish citizen obtain health insurance similar to the one it has to ensure his safety. Those who have public health insurance can undergo whatever medical examinations they wish and appropriate treatment for their condition. 

Fourthly: Green Card Insurance: 
The fourth type of health insurance that exists in Turkey is the green card insurance. It is exclusively for the original Turkish citizens and no one else, and often those who obtain this insurance are in a poverty crisis and it is supported by the Turkish government only and is not supported by any medical institution belonging to the private sector. The Turkish state granted the holders of this insurance card a full medical care in addition to treatment, completely free of charge.

Does a green card holder take a pension like everyone else in any other insurance company? 
Whoever owns a green card will not have a pension that he will receive at the end of each month, as he will receive only health services from the green card, and those who are over the age of sixty and above are given an exceptional monthly salary in order to be able to live a somewhat prosperous life. There are also those who are included by this exception, which covers a monthly salary in addition to health benefits, such as widows, divorced women and those without breadwinners, all of whom are under the auspices of the green insurance card. 

What are the advantages of Turkish health insurance
Health insurance in Turkey is characterized by a high degree of smoothness, and its powerful ability to help all ages for those in urgent medical need, in addition to the high health preparations they have from hospitals equipped with the latest model, and almost all of the medical fields that play a key role in preserving the lives of people there. We must also mention that all types of treatment it provides are free of charge. 

Health insurance is a very urgent need, as it guarantees our health and makes it safe from the risks that may afflict it. It is true that this health project is a global project that is not limited to Turkey alone, but we can consider Turkey among those who topped the list of the most comprehensive countries in achieving health insurance and in all medical aspects. It is a necessary and inevitable matter in order for us to be on the list of peace, and this matter has been achieved through the many companies specialized in granting this insurance, so we see that it has monitored the reality with its painful point that needs treatment. 

Edited by Mersat Real Estate ©

Last Updated::2023-07-27

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